ENFR Start with your trigger

Showcase

Five calculations, run end to end on public data.

Each one goes from raw data to a payout report, and each report says where its method stops. They are proofs of concept on public data, not live policies.

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Marine heatwave · coral bleaching backtest scored

La Réunion

83%Hit rate

NOAA Coral Reef Watch, 5 km Degree Heating Weeks
Marine heatwave · coral bleaching backtest scored

Mayotte

100%Hit rate

NOAA Coral Reef Watch, 5 km Degree Heating Weeks
Extreme rainfall · pluvial flood not scored on losses

Auckland

73 / 269Cells triggered

NASA IMERG satellite rainfall
Tropical cyclone · wind not scored on losses

New Zealand

24 / 112Cells triggered

ERA5 reanalysis, 10 m wind gust
Agricultural drought · rainfed rice not scored on losses

Bangladesh

61Districts

CHIRPS rainfall and MODIS NDVI, blended 50 / 50

At a glance

What each one shows, and where it stops.

CalculationPerilDataBacktest against losses
La Réunion Marine heatwave · coral bleaching NOAA Coral Reef Watch, 5 km Degree Heating Weeks scored 83% hit rate
Mayotte Marine heatwave · coral bleaching NOAA Coral Reef Watch, 5 km Degree Heating Weeks scored 100% hit rate
Auckland Extreme rainfall · pluvial flood NASA IMERG satellite rainfall not scored no loss series
New Zealand Tropical cyclone · wind ERA5 reanalysis, 10 m wind gust not scored no loss series
Bangladesh Agricultural drought · rainfed rice CHIRPS rainfall and MODIS NDVI, blended 50 / 50 not scored no loss series

Rainfall indices: CHIRPS v2 production ends after December 2026; new work uses CHIRPS v3. The Bangladesh run uses CHIRPS v2 and would be re-backtested on v3 before any contract.